Fresh Start Credit Repair

Credit Repair is the process of working with credit bureaus and creditors to improve a person's credit report as a way of increasing their FICO credit score. The steps necessary to improve a person's credit may be done by a single person or some type of credit repair agency. These steps usually include examining all the debt that a person has acquired and then devising a plan to reduce or eliminate the debt. Credit repair is especially important to people that are trying to receive better credit options including competitive interest rates. Here are our rates: FSCR Packages 1. Basic Package: $99 Initial Start-up Fee plus $79 a month (total of $178 to start). 2. Premium Package: (Yearly): $99 Initial Start-up Fee plus $767 (total of $866 to start; a $181 Savings compared to the basic package). 3. Military/Veteran Package: $99 Initial Start-up Fee plus $59 a month; same as the Premium Package (must provide credentials). Sign up a spouse or a friend and receive $50 off on your initial Start-up Fee. Additional Services: We will provide you a letter to give to a creditor or attorney for an additional cost of $25 per letter. These letters include but are not limited to: • Basic Dispute for Creditor or Furnisher • Basic Dispute for Collections • Victim of Identity Theft • ChexSystem (Request Report) • ChexSystems (Request Investigation) • Request for Loan Modification • Letter Of Hardship For Loan Modification • Letter to Dismiss Court Judgment • Debt Settlement Offer • Debt Settlement Offer to Dismiss Court Judgment • Cashed Check Constitutes Payment in Full • Request Smaller Payments (Short Term) • Request Smaller Payments (Long Term) • Request No Payments (Short Term) • Request No Payments (Long Term) • Inform a Creditor that you have filed for Bankruptcy • Reaffirming Debt After Bankruptcy • Agreement Offer Settlement to Dismiss Judgment • Agreement to Dismiss Court Judgment • Judgment Proof letter • Request Original Creditor to Take Back Debt from Collection Agency • Warning of VOD refusal and FDCPA violations • Warning Violation for Expired Debt Collection • Warning Violation for Expired Debt Collection (Alternate) • Warning of Expired Statute of Limitations • Report Identity Theft • Request to Merge Spouse's Credit History • 100 Word Consumer Statement • Reply to Accusation of Credit Repair • Debt Settlement Offer (Alternate) • Dispute Collections • Temporarily Stop Collections • Debt Settlement Offer to Dismiss Court Judgment